Prime
Our new Property Protector Prime scheme offers a comprehensive package of cover, designed for residential and commercial properties, including a mix of both.
The purpose of this scheme is to pick up business that our other schemes do not have the appetite to write, with a wider capacity for non-standard risk.
What is our risk appetite for Property Protector Prime?
A very wide range of occupants in Residential and Commercial let property including:
- Betting shops
- Restaurants/Cafes
- Fish and chip shops/takeaways
- Tyneside flats
- Unoccupied pubs
- Property Owners Liability (POL) in isolation
- Asylum seekers (if a small part of balanced portfolio)
- Holiday homes including AirBnB risks
- Nursing/Care Homes – on referral
- Grade 2/2* listed
- Grade B & C Listed (Scotland)
Going beyond standard cover
Property Protector Prime cover features include:
- Accidental damage cover
- £5M property owners liability cover
- Loss of rent/alternative accommodation 30% of buildings sum insured over 36 months
- Statement of fact basis of contract
- Trace and Access cover *up to £50,000
- Damage after illegal cultivation of drugs *subject to conditions
- 60 days cover on unoccupied properties.
- Our Prime contract also offers competitive terms for unoccupied properties
Exclusive extensions
- Legionella liability automatically included
- 30% loss of rent over 36 months automatically included (including commercial properties)
- £5,000 landlords’ contents included as standard
- 60 days cover for unoccupied property
- £10M Employers Liability (Optional addition)
Our Prime scheme is underwritten by Lloyd’s Syndicate 457 and managed by Munich Re Syndicate Limited.
Want to know more?
Want to know more about our new Property Protector Prime scheme? Get in touch with newbusiness@propertyprotector.co.uk or call 0115 968 3293