Property Protector News 

MORE FLEXIBLE TRADING SOLUTIONS: COMING SOON!

2025 has been a very busy year for us and it has been great to meet many of you – our brokers at recent conferences. Beth & I will be attending BIBA Conference 2025 and will be in Manchester on 13-15 May, if you would like to meet us for a coffee or something stronger to discuss developing your property account.  

Our back-office IT system change to Acturis is now embedded into daily life and we hope to be launching the further enhancements shortly, so watch this space for further news of more flexible trading solutions for our Elite, Select and Prime products.  In the meantime, we are more than keen to see your new enquiries.  

Please also note that our Portal is now live for NEW BUSINESS only. Please do not use this for existing business until notified.  If you have not registered or tried the portal or require access for you or your colleagues, please contact us: admin@propertyprotector.co.uk

HOT TIPS

KEY TARGETS

Hospitality – Restaurants, Takeaways, Pubs
Low risk retail property Low risk industrial property Mixed use properties (commercial with residential) Unoccupied property – 3 levels of cover
Offices-Wooden floored up to £20M total sum insured, Concrete floored up to £50M total sum insured Blocks of flats-Wooden floored up to £15M total sum insured, Concrete floored up to £50M total sum insured

To give an idea of some of the risks we have placed over the past few months, here are some examples:  
Grade A Listed flat in Scotland £362,280 with Munich Re – £931
Takeaway £918,735 with Munich Re – £2,772
Café (exc. deep fat frying) £563,181 with Zurich – £716 (Zurich’s café rate, provided they are exc. DFF, are extremely competitive)
£6.5M block of flats with AXA – £8,355 (AXA can still be competitive when it comes to larger blocks of purpose built, concrete floored flats and offices)
£5m block of purpose built concrete floored flats with Zurich – £4,459
Converted flat £750k with Munich Re – £934
Mobile phone shop and furniture storage £400k with Munich Re – £913
Whitby Clothing retailer £343k with Zurich – £362
Offices £297k with Munich Re – £730
Converted flats £616k with Munich Re – £1,243
Unoccupied house pending let £400k with Munich Re – £1,289
Individual flat, Grade B listed in Scotland £700k with Munich re – £1,433
Unoccupied house pending sale £460k with Munich Re – £1,478
Unoccupied shop pending let £200k with Munich Re – £573
Portfolio of 7 HMO £3M with Munich Re – £3,500  

Add Legal Expenses and/or Property Emergency Solutions to your quotation request, our cost is per policy (not property or tenancy) so great value.  
Residential Legal Expenses – £20.53 incl. IPT
Commercial Legal Expenses – £51.50 incl. IPT
Property Emergency Solutions – £108.78 incl. IPT

If you feel you require an alternative quote, more information about our products, training for you or your colleagues on our products or portal then please contact Beth Buchholz our Business Development Underwriter. E: Beth@PropertyProtector.co.uk  T: 0115 957 4785    
FREEBIE- Ask Beth for our useful Property Protector eco mouse mat with all our useful contact details literally at your fingertips!  

Please remember you can still view our products on our website www.propertyprotector.co.uk and place business via the portal or email.   We also still welcome presentations, with a realistic target premium to: newbusiness@propertyprotector.co.uk  

We look forward to trading with you.  

Justin Hevness Cert CII Partner      
Tel: 0115 957 4766 Email: Justin@cpwalker.co.uk

www.cpwalker.co.uk   Property Protector 107 High Street Nottingham NG9 2JU