Sovereign Flats - Enhanced cover for Blocks of Flats and Apartments

Sovereign Flats

Sovereign is our dedicated flats contract - providing tailored cover and excellent value for flat owners, automatically extending to include contents in communal parts, trace and access and replacement locks cover.

It offers excellent cover, at very competitive premiums.  We can accomodate all types of flats whether purpose built or conversation, backed by the leading brand of AXA Insurance.

Exemplary Cover
In addition, the policy can provide cover for Property Emergency and Legal Expenses espcially tailor to Property Managers, thanks to our partners at ARAG.

Other Significant Benefits include:

  • Accidental Damage (Covered as Standard)
  • Subsidence Cover Included
  • £5m Property Owners Liability Cover
  • Loss of Metered Water up to £5,000
  • Trace & Access cover included upto £ 25,000 AOP
  • Lock Replacement including upto £ 25,000 AOP

Policy cover can be compared with our other flats contracts "at a glance" by using our comparison chart, available to download from this site.

For further details why not download a copy of our policy summary, you'll find a link on the right hand side. If you have any questions, do not hesitate to contact a member of our dedicated underwriting team.