Residential Advantage - Offering broad policy cover at a reasonable price

Residential Advantage (Enhanced from 1 March 2016)

Residential Advantage  offers an alternative to our Elite policy, ideal for policyholders still wanting broad policy cover but looking to make a saving on their premium.

These saving are acheived by subtle changes in policy cover, which you can compare at a glance with our comparison chart.

Our 'Mid-Range" product offering excellent value.
Although this policy provides similar cover to Residential Elite it excludes many of the fringe covers such as Legal Indemnities - to compare the differences in our policies, you can use our comparison chart.

The Advantage policy costs less than our than Elite policy, and is issued with a low £100 Excess as standard.

Significant Benefits include:

  • Accidental Damage Cover
  • Malicious Damage by Tenants included (Subject to referencing)
  • Trace and Access cover (upto £ 25,000 any one period of insurance)
  • £5m Property Owners Liability Cover
  • Loss of Rent Cover included upto 30% of Buildings
  • Emergency Access cover upto £5,000
  • Replacement Locks up to £10,000 per incident
  • Easy "Statement of Fact" Basis of Contract
  • 60 days cover for Unoccupied property (Enhanced from March 2016)

Our levels of policy cover can be compared with other similar Property Owners contracts "at a glance" by using our interactive comparison chart  available via this website.

For further details why not download a copy of our KeyFacts Document, you'll find a link on the right hand side. If you have any questions, do not hesitate to contact a member of our dedicated underwriting team.