Retail Property Insurance - Shop and office premises with wide policy cover

Our Retail & Office Policy

Property Protector also extends to provide exemplary cover for Shops and Offices, and like our leading Residential policy backed by the leading brand of Zurich Insurance.

Exemplary Cover

The policy provides exemplary cover for all types of Shop premises, including takeaways, restaurants etc together with all types of Offices and Mixed Use premises (e.g. Shop with Residential Flat above)

In addition, the policy can provide cover for Legal Expenses and Legal Indemnities as an option.

  • Other Significant Benefits include: Accidental Damage (Covered as Standard)
  • Malicious Damage by Tenants (Covered as Standard)
  • £5m Property Owners Liability Cover
  • Loss of Rent Cover included upto 30% of Buildings (as Standard)
  • No Claims Discount available upto 15%
  • Wide Unoccupied Wording

Our levels of policy cover can be compared with other similar Property Owners contracts "at a glance" by using our comparison chart, available to download from this site.

For further details why not download a copy of our KeyFacts Document, you'll find a link on the right hand side. If you have any questions, do not hesitate to contact a member of our dedicated underwriting team.

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